Insurance

Insurance

Managing Your Insurance Coverage at Wasatch Dermatology

Navigating your insurance coverage, out-of-pocket expenses, co-pays, and the need for referrals and preauthorization can be overwhelming. The experienced and caring team at Wasatch Dermatology is here to help. If you have questions about your insurance coverage and need assistance, please contact us.

Health insurance accepted by Wasatch Dermatology

The insurance plans accepted by Wasatch Dermatology are listed below. If you don’t see your provider on the list, please call and speak with a team member so we can understand your specific situation. Insurance only applies to medical and surgical dermatology services, with the exclusion of cosmetic dermatology.

  • Medicare
  • Aetna
  • Blue Cross/Blue Shield – except for Focal Point and Ind & Fam
  • Deseret Mutual Benefit Association
  • Educators Mutual
  • EBMS
  • First Health/CCN
  • Humana
  • Great West
  • GEHA (Gov’t Employees)
  • Cigna – except for Local Plus and Sure Fit
  • Optum
  • Selecthealth – except for Signature Network
  • Multiplan
  • PEHP
  • Mailhandlers
  • Private Health Care Systems
  • Railroad Medicare
  • Tricare
  • United Healthcare
  • University of Utah Health Plan
  • Workers’ Compensation Fund

 

Obtaining a referral or insurance preauthorization

Most HMO and some PPO plans require a referral from your primary-care physician before you can see a specialist. If this applies to your plan, please have the referral from your primary-care physician sent to our office before your scheduled appointment.

If your insurance plan requires preauthorization for specific treatments and procedures, we can assist you in getting the needed approval. If you are unsure if preauthorization is needed, please call us and we can help.

Co-payments and out-of-pocket insurance costs

Many insurance plans, both HMOs and PPOs, have a patient co-payment that must be collected at the time of service. This is a contractual requirement of insurers. Please be prepared to provide your co-pay at the time of service.

Wasatch Dermatology is required by law to bill the patient for amounts considered to be “Patient Responsibility” by insurance companies, including Medicare. It is always the patient’s responsibility to provide payment for cosmetic services, as these are elective treatments not covered by insurance. We accept most major credit cards.

To get help with insurance questions or to schedule an appointment, contact us.